Frequently Asked Questions about Credit Repair Service

Here are the answers to the most commonly asked questions about credit repair service.

What is credit repair service?

Credit repair service is a process whereby questionable, misleading, untimely, or unverifiable negative items are disputed and removed from your credit report. Credit repair service takes advantage of certain federal laws that give consumers the right to an accurate credit report. A credit repair service will systematically dispute the items you would like removed from your credit report. If the credit bureau cannot substantiate these derogatory items, they must delete them from your report for good.

How do I apply for credit repair service?

You can sign up for credit repair service by filling out our free online application. The application will ask you for some basic information and will take only a few minutes to complete. Once we receive your application, we will supply you with a free quote on the credit repair service level of your choice. Our quote is completely no-obligation.

Is credit repair service legal?

Credit repair service exercises the rights guaranteed to you by federal legislation, so it is perfectly legal. The Fair Credit Reporting Act gives consumers the right to a 100% accurate credit report. The same legislation also entitles consumers to a fair dispute process. This means that you can dispute erroneous items on your report, and you are entitled to a response from the credit bureau within a certain period of time.

What experience does your company have in credit repair service?

We are a law firm that has specialized in credit repair service for almost twenty years now. Unlike most credit repair service companies, we have decades of experience and knowledge to offer our customers. We are also attorneys who are familiar with relevant credit repair legislation, which gives us a distinct advantage over the competition. Because our law firm handles nothing but credit repair service cases, we have a specialized arsenal of strategies that we will use to your advantage.

What kind of refund policy do you offer?

Our credit repair service has a refund policy that gives you at least some, perhaps all of your money back if mulitple disputed items aren't deleted from your credit report. We don't think it's fair for our customers to pay for credit repair service that was ineffective, which is why we offer our refund policy. If after you've been a client for a year you are dissatisfied with our credit repair service, you can request that we review your account. We will then calculate the number of deleted items and compare that number with the fees you have paid for our service. If the fees exceed the value of the deleted items, we will refund you the difference.

How long does credit repair service take?

Our clients usually begin to see results within 60-90 days after the first dispute is filed. More substantial results usually happen after you've been a client for about six months. Our clients typically achieve maximum results after they have been enrolled in credit repair service for about 12 months.

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